Employee Benefit Testimonials

Our customers love us! Read what they have to say below.

Top qualities: Expert, On Time, High Integrity. “Dean has been our insurance agent for several years. Last year one of our employees was having a problem with the insurance, because he was involved in an auto accident our insurance said that the other company was responsible and the other company was not paying pending final court outcome. So, Dean and his team sat down with our employee, got the insurance company on the phone and took care of the problem. Our employee could not have been happier with the service he provided. I could not be happier because I did not have to deal with the problem myself. Dean and his team are great to work with. Sincerely, Rick Koebernick Dakota K Auto Repair www.dakotak.com”

— Rick Koebernick


Dean is a pleasure to work with and I would recommend him to anyone who owns their own business. I started my firm 10 years ago and Dean provides comprehensive overview of employee and owner benefits to consider. I have successfully referred Dean over the years and would do so again. Finally, Dean goes out of his way to network and always thinks of his customers and other people first - a hallmark trait of trusted referral source. Jeff was DEAN's client.

— Jeff Pfeffer

Managing Partner, CapX Partners 

I have been able to witness Dean's health insurance and benefits expertise first hand, and he is a tremendous advocate for his clients and their employees. You can always trust that Dean will do the right thing, no matter what the circumstances. Dean has an extensive business and professional network which he is willing and eager to share. Most importantly, he gives of himself unselfishly and he helps virtually everyone he comes into contact with. I have introduced Dean to my clients and will gladly do so again and again and again.

— Steven L. Brown

Stratego Partners, Profit Improvement and Cost Saving Strategist

We have worked with Dean for over ten years helping him implement health insurance programs for his corporate clients. Dean has always put his client's needs first and always demands the absolute best plans and insurance carriers that will fit within the benefit program budget. Dean is very detail oriented and leaves nothing to chance. When he is finished with installing a new or renewed benefit plan, the client can rest assured that he has been taken care of by the best. If we were not
in the health insurance business, Dean would be our broker of choice.

— John Rippinger

President & CVO, The Rippinger Financial Group of Companies, Vice President and #6 Pilot at Lima Lima Flight Team INC.

In an industry where many agents offer the same products, Dean Klassman stands out as a true expert and "takes the pain" out of buying. I recommend Dean without hesitation for all corporate and personal life, health, disability and long term care requirements. He takes a personal interest in all of his clients at puts their needs ahead of any personal motivation that he may have.

— Richard Hochschild

Owner at Northern Weathermakers HVAC, Inc.

For additional information or to speak with an insurance expert, please call 847-454-0660 or email us at dean@payitforwardfinancial.com


Mission Statement

Make a positive impact on the lives and future generations of our clients and their families.

Value Statement

We believe that all we have has been entrusted to us. We are not only responsible for how we use our resources, but what our lives say as a reflection of our actions. Therefore, a vital part of the legacy we leave should include implementing and passing on principles of good